Title Loan FAQ
Following are questions our customers frequently ask us about car title loans. If you do not see the answer to your question here, feel free to contact us anyime. We are standing by to serve you!
Q: What are Alabama Car Title Loans?
A: We give you quick and top quality title loan service in Birmingham that will offer you a car equity loan on the value of the vehicle you have the title to.We help you to get authorized for your car title loan fast to enable you to have your cash quickly. Our reputation is that we're the Alabama Cash in Just 1 Hour automobile title loan provider.
Q: How come getting a no credit vehicle title loan by means of your company the best suggestion?
A: In simple terms, we provide the best rates and at 8%* they are the cheapest in the state of Alabama. Also, the other organizations in Alabama will charge you 25 or even 30% interest on the same loan that is punishing you for needing cash right this moment. These companies want the loan paid back within 30 to 90 days and that can be extremely hard to do. We provide you with a full 42 months to settle your loan whenever you come to us for your no credit check car title loan.
Q: After the approval process is finished how do I receive my quick cash?
A: Just get down to any of our 400 spots across Alabama and you can pick up your money. Or it's also possible to have us wire the money to your bank account if that would make it more convenient for you. The choice is going to be yours to enable you to select the most convenient method.
Q: Think about if I have bad as well as no credit at all? Could I still apply even if I had bankruptcy?
A: You certainly can. You do not have to worry if your credit is bad or even if you don't have any credit whatsoever and a bankruptcy will never stop you from getting a great car title loan from us. We will help you figure out the best terms, too. Your credit report does not matter whatsoever with us because our lending will depend on the value of your vehicle and not your credit.
Q: Am I likely to be able to keep the automobile so that I can drive it?
A: You are totally free to keep your car and we inspire you to do that. The rapid funding auto title loans that we offer are designed to allow you to keep driving the car since we know you still have to get to and from work plus care for your family. Our company realizes that you are likely to have to keep earning a living so that you can pay off your loan so we want you to keep driving.
Q: Am I going to be permitted to repay my instant cash auto title loan quicker than 42 months?
A: You are free to pay off your loan as fast as you want to. There will be no pre-payment penalty fee if you wish to pay off your loan quicker. You deserve to pay back your loan faster if you would like without having to pay anyone for the privilege.
Q: What will I need to have to get my instant money car or truck title loan?
A: Firstly you have to make certain that you have the title of the car and there are no liens on it, then you need a driver's license from the State, evidence of insurance for the vehicle, a phone or utility bill with your address on it, an extra set of the car's keys, two different references, your most up-to-date pay stub and your Social Security Card. That is the comprehensive list of everything required.
Q: Now that I have been pre-approved what do I do?
A: Now we go on to the next thing and one of our customer care representatives calls your phone to help you through the rest of the process. An underwriter works with us and personally evaluates your loan application to provide you with the best automobile title loan option.